Financial Resources

We know undertaking a home remodel is a big step that requires a significant financial investment. In many cases, that investment means taking out a home loan. It can be a daunting task knowing where to even start the process, so we’re here to help make life a little easier!

Home renovation loans are often the smartest way for homeowners to finance their entire renovation project, yet most people don’t even know that they exist or how they work. Not sure what the different types of loans and financing are? Check out Ways to Pay for a Remodel.

Although Synergy Design & Construction is not affiliated with any of the companies below, here are a few great resources to help you get started.

Guaranteed Rate

Thinking about a HELOC? Jeff Richards at Guaranteed Rate is happy to talk through your options when it comes to a fixed rate Home Equity Line of Credit (HELOC). It is a quick and painless process that can fund in as quickly as five days. He can also help with renovation loans and cash-out refinancing of first mortgages.

As a residential loan officer since 2003, Jeff has helped thousands of clients purchase or refinance their home.  Locally based, he understands the local marketplace and has the knowledge and experience to research your options and provide the optimal solutions for your specific financing needs.

Jeff Richards, VP of Mortgage Lending, Guaranteed Rate

703-307-3461 | jeff.richards@rate.com

HFS Financial, LLC

If you’re looking for smart, fast financing for a home improvement project, you’ve come to the right place. Rethink your kitchen storage space with a kitchen remodel. Reinvent your bathroom, garage, or outdoor living areas — “You Dream It, We Finance It.”

Getting a loan to make these improvements doesn’t have to be a complicated, time-consuming process. After many years of assisting homeowners obtain home improvement financing, the team at HFS Financial is your perfect partner. We know home improvement loans because that is all we do. That’s right, no car loans, no mortgages, no student loans. We do one thing and we do it better than anyone.

The Ferguson Team – WesBanco Mortgage Solutions

Whether you’re building or renovating, we know this decision takes courage. Often, misconceptions about the construction loan process prevents families from building the home of their dreams. We want the process to be clear and easy to understand, so we provide you with guidance each step of the way.

The combination of our flexible underwriting, portfolio loan products and personal attention provides you with solutions. Remodel with The Ferguson Team where we bring your plans to life.

Construction lending with WesBanco Mortgage Solutions

Mark Ferguson, Senior Market Leader/Northern VA – Builder Division

301-674-5851 | Mark.Ferguson@wesbanco.com

Sandy Spring Bank

A Home Equity Loan is a fixed term loan secured by your primary residence designed to help with one time needs, such as a home renovation, debt consolidation, or any other major purchase.

Jessica G. Perry, Assistant Vice President

540-798-2078 | jperry@sandyspringbank.com